Why You Should Consider Moving to Clemmons, NC

Clemmons is a town in the state of North Carolina in the USA. The town of Clemmons is located to the east of Winston-Salem. Founded in 1802 and incorporated in 1986, Clemmons is a small southern community with quality public services for its residents.  Despite its small size, Clemmons is an excellent getaway from the hustling and bustling of the city and boasts of top-of-the-line real estate, a farmer's market, Tanglewood Park, and many local restaurants and shopping outlets. Here is why you should consider moving to this beautiful and quiet town.

Great neighborhoods

Clemmons has some of the best neighborhoods in the south. The town has a quiet and peaceful atmosphere with a low crime rate. Some of the big neighborhoods in Clemmons include Ausbry Place, Salem Glenn, and Clemmons West. There is ample opportunity to make friends and socialize with other families. Many fond childhood memories have been made in Clemmons, and you will always find families to mingle with in the neighborhoods. You can have fun-filled parties during the festivities such as 4th of July and Christmas as well as many get-togethers with your neighbors.

Tanglewood Park

Tanglewood is perhaps the best place to be in Clemmons. The park has a golf course, a splash park, a pool, an abandoned train to satisfy the inquisitiveness of every precocious child, and well-manicured playgrounds where families can picnic and hang out together during the weekends and the holiday period. Nothing in Clemmons beats the Tanglewood Festival of Lights during the Christmas season. It’s a fun-packed time to celebrate, have a great time with family and friends, and strike new friendships with people in the town. You don’t want to miss the next Tanglewood Festival of Lights for anything!

West Forsyth High School

West Forsyth High School is right in the town of Clemmons. One of the most important considerations when moving to a new neighborhood is proximity to a good school. West Forsyth is a great school, and the school is known for excellent performances in both academics and sports. Your child is surely going to receive a quality education and make lifelong friends in the supportive and motivating academic environment provided by West Forsyth High School.

Time-To-Eat

Do you like eating out on Friday night? Clemmons offers some great restaurants where you can have a feel of exquisite Southern delicacies. Time-To-Eat is one of the best places in Clemmons. Whether you want to have a lovely dinner with your wife, or you are on your first date, the place offers everything you need for dinner and lunch. Do you care for some home-made ice-cream with chicken tenders?

Snowflake Lights

During the holiday season, Clemmons wears a beautiful coat of snowflake lights to usher in the festivities. It is a sight to behold and creates fond memories of many Christmases past. There's no better place to be for Christmas! It’s a small community, but it celebrates in a big way.

There is an amazing number of great things about Clemmons. The town is far away from the maddening crowd of the cities, has well-run public facilities, beautifully kept neighborhoods, and a small population of about 19,000. There is so much to enjoy in this town. Whether you want to chill out in the many restaurants at night or go on a shopping spree, this quiet southern town is an excellent place to raise your family.

 

Why You Should Take a Look at Clemmons, NC Homes

The village in Forsyth County known as Clemmons, NC consistently ranks at the top of lists of the most desirable places to live in North Carolina. In 2013, an online brokerage firm listed Clemmons, NC as the #6 place to live in our state.

With a population of just over 19,000, Clemmons is remarkably safe, boasting a crime rate that is 37% lower than the rest of North Carolina. Not only does it beat other cities when it comes to crime, it does so economically by having a household income that is also 46% higher than the North Carolina average.

In addition, Clemmons, North Carolina has lots of local amenities, including restaurants, shopping, great schools, and a surprising amount of fitness centers for a small town. Not only are there plenty of amenities in and around Clemmons, NC, but Clemmons consistently gets high marks for cost of living and home value. With a commute of less than 20 minutes to the hustle and bustle of WInston-Salem, NC, Clemmons residents enjoy big city amenities as well, plus plenty of employment opportunities.

The question really is why NOT buy a home in Clemmons, North Carolina?

Q&A with Alyson Hill of Movement Mortgage

The first step to buying a home- before you even start looking –is to know how you’re going to pay for it. Some people are fortunate enough to be able to pay cash right out of their own pocket, but most of us are not. That’s why we have mortgages, and while thinking about applying for such may give many people heart palpitations, it’s not as scary as you might think.

Especially now, according to Movement Mortgage Loan Officer, Alyson Hill of Winston-Salem. Alyson feels that lending establishments are now more lenient and understanding than ever, and that means it’s time for you to talk to somebody about financing now. There are more options than ever before, and with someone as personable, knowledgeable, and reliable on your side as Alyson, rest assured the process can go much smoother than one might expect. Read on to learn more about Alyson and what Movement Mortgage has to offer below in this one-on-one conversation she recently had with Mantle Realty Agent, Jessica Pherson…

Let’s start with a more personal question- how and why did you get into your field of work?

I come from a banking background- I started as a teller, going all the way up to management. I found that the part I liked most about my job was helping people through lending. After working for two different banks, when I heard about Movement, it seemed like a better fit for me, and I have been there ever since.

What do you like best about it?

I like having the flexibility in my schedule, having the opportunity to be able to spend more time with my family, namely my son, Luke. That was what became one of the main determining factors when I decided it was time to make the move to Movement, to have the power to make my own schedule when I could. However, I am always available for my clients! That’s the other thing I enjoy most- working with people and genuinely being able to help them on their path to becoming homeowners. I really enjoy what I do.

Is there anything you wish home buyers knew before they came to you for assistance?

It would be nice if they knew just how much I can offer in assistance! A lot of people don’t know that I can help with credit issues and provide advice for money management if we find out they aren’t quite ready to make a down payment on a new home. Having enough savings to get started with is key, meaning enough for that down payment plus a minimum of 2 months worth of income, because closing the deal isn’t free, as they say.

What are the types of information potential loan recipients need to know beforehand, and have ready to share with you for pre-approval? For example, if there are three main things people need to be aware of before they apply for a loan, what are they?

One month worth of paystubs, two months worth of bank statements, and two years worth of W2s. And this goes for everyone whose name will be on the loan. As for three main things a lendee would need: documentation, preparedness, and honesty. These are the three key things that a person who is ready to start the home-buying process needs to be aware of. So much goes into the process of buying a home, but those are the basics. Honesty is especially key- I’m here to help! You wouldn’t want to leave out any details when a doctor is trying to diagnose a medical problem you’re having- treat me like your “money doctor” so I can help you best! We’re not here to judge, and we know that a lot of people are facing economical difficulties. My job is to help you manage those difficulties and overcome them so we can get you into that dream home.

What are some new types of trends you’re seeing in the way people get loans? For example, is there an uptick in FHA loans or the amount of time people choose to pay their mortgages off?

Renovation loans are very popular right now.  A lot of people are inspired by TV shows like Flip or Flop, and want to customize older homes in need of a little updating into their dream homes. Renovation loans can cover anything from a total rehab property, to a house that just needs a larger kitchen or new bathroom. We offer this great program called Movement Assistance Program, which is ideal for first-time home buyers (applies to anyone who has not been a live-in home owner in past three years). It only requires 3% down on a conventional mortgage. Plus, that 3% down can be provided as a grant that does not need to be paid back by eligible buyers. It is a really great program that has helped a lot of people.

Do you think it is easier or harder for the average person or people to get mortgage approval in the current economical climate?

Easier, definitely. There is more credit forgiveness, FHA loans are so much easier for people to get approval for, and guidelines in general are more understanding overall. There is more exploration into “the grey areas” of people’s financial statuses; it’s less relying on the black and white than it used to be.

Now let’s talk about the company you work for, Movement Mortgage. How do they compare to other lenders, such as major banks and Quicken?

Movement offers a more personal experience than most banks, for sure. I, for one, am truly passionate about what I do, and that is how everyone I work with feels as well. From the lender, to the underwriter, to the title processor, Movement is excited to help you become a homeowner! We are also very community-involved and charitable, which I love. We have this fantastic program called the Love Works Fund where employees donate $1 or more every month to a pool that is reserved for helping someone in need.  The money donated is matched by Movement, and at the end of each cycle, we choose a family or individual or, many times, multiple people in need to receive that donation to assist them in anything from home renovations, to medical bills, to simply providing for their family if they’ve fallen on hard times. We all get to vote, so we know the money is going to the best cause.

Additionally, the variety of loans we offer that are tailored to fit just about any financial situation makes such a huge difference. And being family-oriented, we know what it means to need all the help you can get when it comes to making the best decisions in buying a home.

What does Movement offer that other lenders may not?

Unlike banks, we only do mortgages- meaning, we have really, in my opinion, perfected the mortgage process, because that’s what we do! Our 6-7-1 Process guarantees that the underwriting is done in no more than 6 hours, as long as we have every bit of information we need to make that happen. That’s a fast turnaround! We are also able to offer 7-day processing and 10-day closings, getting you into your new home as quickly as possible!

How do you make the mortgage experience easier for your clients?

I do my best to have availability that matches my clients’ needs. I am always available by phone, and if I can’t talk at that moment, I won’t leave you hanging. I like to say I am like the “911 rescue squad” for lending! Call me anytime, 24/7, and if I am available, I will be there! Being responsive on both ends is key to making a mortgage happen, so it also helps when the lendee is upfront with their availability as well. I also spend a lot of time just getting to know my clients- I don’t see anyone as just another number to get approved. With me, you’re a person in need, and I’m here to help!

For more information about how you can get the loan process started today, contact at Alyson Hill at any of the following:

Office: (336) 822-9349
Mobile: (336) 462-6408
Fax: (336) 698-4118
Email: Alyson.Hill@movement.com